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Welcome to The WP&BC San Diego Chapter

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Terms and Conditions

CONDITIONS OF USE
Use of the Western Pension & Benefits Council San Diego Chapter website constitutes agreement to our terms of use. We encourage you to review the following information carefully.

TRADEMARKS
Western Pension & Benefits Council San Diego Chapter and other marks indicated on our site are trademarks owned exclusively by Western Pension & Benefits Council San Diego Chapter. The use of these trademarks and trade dress is prohibited if used in connection with the sale of any product that is not Western Pension & Benefits Council San Diego Chapter's, in any manner that seeks to disparage or discredit Western Pension & Benefits Council San Diego Chapter or in any manner that may cause confusion among our customers.

COPYRIGHT
All content on this website is the exclusive property of Western Pension & Benefits Council San Diego Chapter.  Said content includes text, graphics, logos, icons, images, audio and video clips, digital downloads, and software. Our content is protected by United States and international copyright laws and we reserve all rights contained therein.  In case of dispute or infringement, we will rigorously defend our rights to this material.

PROTECTING YOUR ACCOUNT
Some portions of this website permit username and passwords to be used. You are responsible for protecting your unique username and password and you agree to be responsible for all activities performed under your user account.

LICENSE AND SITE ACCESS
Western Pension & Benefits Council San Diego Chapter grants you (the user) a limited license to access and make personal use of this website. This license does not include the right to download any material (other than routine page caching), modify any material, or any portion thereof, without the express written consent of Western Pension & Benefits Council San Diego Chapter.  This license excludes the download or collection of logos, product descriptions, pricing, text, graphics, audio and video clips, and/or copying account information. This website or any portion of this website may not be reproduced, duplicated, copied, sold, visited, or otherwise exploited for any commercial purpose without express written permission of Western Pension & Benefits Council San Diego Chapter.  You are prohibited from using meta tags or any other hidden text utilizing Western Pension & Benefits Council San Diego Chapter's name or trademarks without the express written consent of Western Pension & Benefits Council San Diego Chapter. Any unauthorized use of this website voids the limited license granted by Western Pension & Benefits Council San Diego Chapter.

CONTENT SUBMITTED BY SITE USERS
If you do post content to this site or otherwise submit material (including, but not limited to, photographs and testimonials), you grant Western Pension & Benefits Council San Diego Chapter and its affiliates a nonexclusive, royalty-free, perpetual, irrevocable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. By your submission you represent and warrant that you own or otherwise control all of the rights to the content that you post; that the content is accurate; that use of the content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Western Pension & Benefits Council San Diego Chapter or its affiliates for all claims resulting from content you supply. Western Pension & Benefits Council San Diego Chapter reserves the right to remove any content at our sole discretion.

LIMITATION OF LIABILITY
This site is provided by Western Pension & Benefits Council San Diego Chapter on an "as is" and "as available" basis. Western Pension & Benefits Council San Diego Chapter makes no warranties, either expressed or implied, as to the operation of the site or the content contained therein. You expressly agree that your use of www.westernpension.org is at your own risk.


Western Pension & Benefits Council San Diego Chapter cannot warrant that this site, our servers, or email communications affiliated with the use of this website, are free from viruses. Western Pension & Benefits Council San Diego Chapter will not be responsible for any damages of any kind resulting from use of this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages.

APPLICABLE LAW
By visiting www.westernpension.org, you agree that the laws of the state of Arizona, without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Western Pension & Benefits Council San Diego Chapter.

CHANGES IN POLICY
Western Pension & Benefits Council San Diego Chapter reserves the right to modify, alter, delete and update these policies at any time we see fit. Such alterations do not nullify our rights if infringements or breaches occurred under a previous version of these conditions.

Statement of Privacy

Western Pension & Benefits Council San Diego Chapter (WP&BC San Diego) is committed to protecting your privacy. This Statement of Privacy applies to WP&BC San Diego web site and governs data collection and usage at all WP&BC San Diego sites and services; it does not apply to other online or offline sites, products or services. Please read the WP&BC San Diego Statement of Privacy. WP&BC San Diego is a general audience web site, intended for users of all ages. Personal information of all users is collected, used and disclosed as described in this Statement of Privacy.

Collection of your Personal Information

As an E-commerce web site and as a membership organization, WP&BC San Diego collects personal information, such as your e-mail address, name, home or work address or telephone number.  WP&BC San Diego does not collect any information about your computer hardware and software.

WP&BC San Diego encourages you to review the privacy statements of web sites you choose to link to from WP&BC San Diego so that you can understand how those web sites collect, use and share your information. We are not responsible for the privacy statements or other content on web sites outside of the WP&BC San Diego web site.

Use of your Personal Information

WP&BC San Diego collects and uses your personal information to process transactions for membership dues and meeting fees as requested. It is possible that WP&BC San Diego may also use personal information to inform you of other products or services available from WP&BC San Diego and its affiliates. WP&BC San Diego may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

WP&BC San Diego maintains membership data and records in a variety of ways, including offline databases and an online roster.  Membership data includes telephone numbers, email addresses and physical mailing addresses.  When you become a member of WP&BC San Diego, this contact information will be published in the online roster.  The online roster is available to all members of all chapters of the Western Pension & Benefits Council (WP&BC.)

WP&BC San Diego does not sell, rent or lease its customer lists to third parties. WP&BC San Diego may, from time to time, contact you on behalf of other WP&BC chapters about a particular offering that may be of interest to you. In those cases, your personal information is not transferred to the third party.

WP&BC San Diego will provide your contact information (name, email address, physical mailing address) to the American Society of Pension Professionals & Actuaries (ASPPA) for the purpose of informing you about the annual Western Benefits Council, jointly sponsored by WP&BC and ASPPA each summer.  ASPPA is required to maintain the confidentiality of your information and is prohibited from using that information for any other purpose.

WP&BC San Diego does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

WP&BC San Diego may access and/or disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on WP&BC San Diego or the site; (b) protect and defend the rights or property of WP&BC San Diego, including its web site; or (c) act under exigent circumstances to protect the personal safety of users of WP&BC San Diego or the public.

Personal information collected on this site may be stored and processed in the United States or any other country in which WP&BC San Diego or its affiliates, subsidiaries or agents maintain facilities, and by using this site, you consent to any such transfer of information outside of your country. WP&BC San Diego abides by the safe harbor framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of data from the European Union.

Control your Personal Information

WP&BC San Diego offers its customers choices for the collection, use and sharing of personal information. You may so notify us of your preferences by emailing info@wpbcSan Diego.org. Please be sure to provide complete account information so we can identify you in our records.

You may also stop the delivery of future promotional e-mail from WP&BC San Diego by responding directly to any email you receive with a request to remove you from the mailing list.

Security of your Personal Information

WP&BC San Diego is committed to protecting the security of your personal information. We use a variety of security technologies and procedures to help protect your personal information from unauthorized access, use, or disclosure. For example, we store the personal information you provide on computer systems with limited access that are located in controlled facilities. When we transmit highly confidential information (such as a credit card number) over the Internet, we use a secure payment gateway so your information is protected.

Changes to this Statement

WP&BC San Diego will occasionally update this Statement of Privacy to reflect company and customer feedback. If there are material changes to this Statement or in how WP&BC San Diego will use your personal information, WP&BC San Diego will prominently post such changes prior to implementing the change. WP&BC San Diego encourages you to periodically review this Statement to be informed of how WP&BC San Diego is protecting your information.

Western Pension & Benefits Council

San Diego Chapter


Please feel free to reach out to WP&BC with any questions.

Direct Questions To:
Lori Mason, Chapter Administrator 
info@wpbcsandiego.org

Phone: 619-405-3874



Address:
San Diego Chapter
PO Box 600302
San Diego, CA   92160-0302

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